Pension Path · https://pensionpath.com.au/topics/life/ · Guidance reviewed 2026-10-05
Independent information service. Official agencies decide claims and entitlements.
Clear steps for Australia
Life changes
Find the right steps when your circumstances change.
When your partner or someone you care for dies
Find immediate support, notify the agency and check what happens to payments.
Separation or a partner moving into care
Distinguish relationship separation, living apart through illness and changed accommodation.
Selling, moving or downsizing your home
Check pension, accommodation and concession consequences before committing.
An inheritance, gifts or helping family
Report changed assets and get advice before giving money, property or accommodation rights.
Caring for someone or needing care
Find carer support, care assessment and advocacy without confusing them with pension eligibility.
Super, retirement income and tax
Understand the different systems and find qualified help before making money decisions.
Borrowing against your home
Understand the Home Equity Access Scheme and seek advice about secured borrowing.
Plan who can help and make decisions
Separate Centrelink help, wills, financial powers and health decisions using your state's rules.
Not sure where to start?
Choose a situation to see helpful guides, or speak to someone.
Find your next step · Speak to someone